Ryan Arisumi

If the past few years have taught investors anything, it's that uncertainty is here to stay. From inflation concerns and interest rate changes to global conflicts and market volatility, many people are asking the same question: "How can I continue growing my money without exposing everything to market risk?" For decades, investors were often told they had to choose between growth and safety. Today, that conversation has evolved. The Challenge of Traditional Investing Market-based investments...

One of the most important financial questions I ask people is not “How much do you make?” or “How much do you have saved?” It’s this: Who are you building for? Because once that answer becomes clear, financial planning becomes much more meaningful. For some people, it’s their spouse.For others, it’s their children.For some, it’s the desire to break unhealthy financial cycles.For others, it’s simply the need to create peace of mind. But almost always, money becomes more purposeful when it...

There’s something about the month of May that feels full of movement. The year is no longer brand new, but it’s also not too late to make meaningful progress. Families are adjusting to spring schedules, students are preparing for graduation, summer plans are around the corner, and many people are beginning to look at their finances a little more honestly than they did in January. I always tell clients this: May is one of the best times to check your momentum. Not your motivation — your...